How to Use Pix in Brazil as a Foreigner: The Ultimate 2025 Guide

Discover the ultimate 2025 guide for foreigners on using Pix in Brazil—fast, secure, and hassle-free payments without a CPF.

PAGINA PRINCIPAL

3/10/20255 min read

Brazil’s vibrant landscapes and rich culture make it an irresistible destination for travelers. Yet, when it comes to handling payments abroad, many foreigners face uncertainty until now. Pix, Brazil’s instant payment system, is transforming transactions for locals and tourists alike. Imagine completing your purchases in seconds without the need for a CPF or lengthy bank procedures.

In this guide, we’ll show you how to effortlessly use Pix during your Brazilian adventure. From understanding how Pix works to overcoming common challenges, we’ll walk you through every step with practical tips, trusted app recommendations, and security advice. Get ready to embrace a hassle-free payment experience that lets you focus on enjoying your journey.

1. What Is Pix and Why Is It a Game-Changer for Tourists?

Pix is an innovative, instant payment system developed by the Brazilian Central Bank. It revolutionizes money transfers, allowing you to make transactions 24/7 without the delays of traditional banking methods.

Instant: Payments are completed in real time.
Low-cost: Most transactions incur little to no fees.
Always available: Works on weekends, holidays, and any time you need it.

For tourists, Pix means:

No waiting: Forget about bank hours or currency exchange lines.
Wide acceptance: From restaurants and hotels to local vendors and taxis, Pix is rapidly becoming the norm.
Enhanced security: Robust authentication methods keep your transactions safe.

Expert Tip: Embrace Pix to streamline your travel payments and enjoy more time exploring Brazil’s wonders.

2. Overcoming Common Challenges for Foreigners

Using Pix as a foreigner might seem daunting at first. However, several solutions now make it easier than ever:

The Main Obstacles

No CPF? No Problem!
Traditionally, Pix requires a CPF (Brazilian taxpayer ID), which most tourists don’t have.
International Banking Limitations:
Many foreign banks or digital wallets may not support Pix by default.

The Best Solutions

Pix Roaming:
Some international banks now offer Pix functionality, allowing you to pay seamlessly without a local CPF.
Virtual CPF Options:
Fintech apps like Nomad Global Account generate a temporary CPF for foreigners, simplifying transactions.

Pro Tip: Always verify with your bank or app provider before traveling to ensure you’re set up for Pix payments.

3. Step-by-Step: How to Use Pix as a Foreigner in Brazil

Follow these simple steps to start using Pix on your trip:

Step 1: Check If Your Bank or Wallet Supports Pix

Call Your Bank:
Inquire about Pix Roaming features.
Explore Digital Wallets:
Apps such as AstroPay or Nomad Global Account may offer Pix support for international users.

Step 2: Create an Account on a Fintech App

AstroPay:
Sign up with your passport, receive a virtual prepaid BRL card, and fund it via an international transfer.
Nomad Global Account:
Use your passport and proof of residence abroad to get a virtual CPF.
Belo:
Ideal for receiving payments, though it currently supports only incoming transactions.

Step 3: Register Your Pix Key

Your Pix key acts as your digital payment ID. Choose from:

Email: Easy to remember.
Phone Number: Quick and convenient.
Random Key: Offers extra privacy.

Step 4: Make a Payment Using Pix

Scan a QR Code:
Quick and simple just point your app and pay.
Copy & Paste a Pix Key:
When QR codes aren’t available, enter the key manually.
Payment Links:
Some vendors provide direct payment links via WhatsApp or email.

Step 5: Stay Secure While Using Pix

Use Secure Connections:
Avoid public Wi-Fi when making transactions.
Double-Check Recipient Details:
Confirm payment details before sending.
Enable Two-Factor Authentication (2FA):
Add an extra layer of security.
Monitor Your Transactions:
Regularly review your account for any unexpected activity.

4. Best Apps & Platforms for Using Pix as a Foreigner

Here are the top fintech solutions that make Pix accessible to international travelers:

Trusted Digital Banks & Global Payment Apps

Husky:
Converts your foreign currency to BRL and enables Pix payments without a CPF.
RecargaPay:
Offers a physical prepaid card that can be reloaded using Pix.
Wise (formerly TransferWise):
Converts your currency to BRL at fair exchange rates, facilitating transfers to Brazilian accounts.
Revolut:
Use your Revolut card for BRL transactions and transfer funds for Pix payments (note: it may not support direct Pix transfers).

Expert Recommendation:
Test a couple of these options before your trip to see which one best suits your spending habits and needs.

5. Special Tips for Argentine Travelers

Argentine tourists can now enjoy the convenience of Pix without the need for a permanent CPF. Several fintech solutions have been tailored specifically for Argentine visitors:

Best Apps for Argentine Travelers

Belo:
Perfect for receiving payments with a Pix key. download Belo.
Prex:
Sign up with your passport to receive a virtual prepaid card and fund it easily with Pix.
Cocos:
A user-friendly app designed for seamless transactions.
Fiwind:
Secure international transfers made simple with Pix.
Lemon:
Offers fast and easy Pix transactions for everyday expenses.
Takenos & Satoshi Tango:
Reliable platforms that integrate international payment systems for a hassle-free experience.

Why Argentine Tourists Love Pix:

No CPF Required:
Apps like AstroPay and Nomad ensure you can pay without extra paperwork.
Quick Setup:
Register your Pix key and start transacting in minutes.
Fast & Secure:
Enjoy real-time, secure transactions whether dining out, shopping, or traveling.

Call to Action:
For personalized assistance, contact us on WhatsApp and get a tailored walkthrough for setting up your Pix account.

6. Frequently Asked Questions (FAQs) About Using Pix as a Foreigner

Can I use Pix without a CPF?
Yes! Thanks to Pix Roaming and fintech solutions like AstroPay, Nomad, and Husky, you can easily use Pix without a Brazilian CPF.
Which apps allow foreigners to pay with Pix?
Top options include AstroPay, Nomad Global Account, Belo, Husky, RecargaPay, Wise, and Revolut.
Are there transaction limits for tourists?
Most platforms allow daily transactions up to BRL 1,000, but this can vary. Check with your provider for specific limits.
Is Pix secure for foreigners?
Absolutely. Just remember to use secure networks, enable 2FA, and monitor your account regularly for added peace of mind.

Embrace a Hassle-Free Payment Experience in Brazil!

Using Pix in Brazil as a foreigner is now easier than ever. This guide has equipped you with the knowledge, tools, and trusted app recommendations to make secure and instant payments during your Brazilian adventure. Say goodbye to the hassles of traditional banking and focus on what truly matters, exploring, enjoying, and creating unforgettable memories.

Ready to experience stress-free payments on your trip?
Leave your doubts behind, follow our step-by-step guide, and immerse yourself in all that Brazil has to offer.

Don’t hesitate contact us on WhatsApp for expert travel tips, share this guide with fellow travelers, and subscribe for more insights on making your journey truly remarkable!

Resources & Recommended Links

Note: Always confirm details with official sources or your financial institution to ensure you have the most current information on Pix and related requirements.